Texas goes further than most no-income-tax states: its constitution bars the legislature from taxing the net incomes of individuals, a protection voters added by amendment. So the absence of a state line on a Texas pay stub is not just current policy but something that would take another statewide vote to change. No city or county in Texas taxes wages either, and there is no state program that takes a payroll contribution for disability or family leave.
A Texas paycheck therefore has a short list of deductions: federal income tax, Social Security and Medicare, followed by anything you elect such as health coverage or a 401(k). There is no state W-4. The federal W-4 drives the only income tax withheld, so its filing status, dependents and extra withholding lines are the whole picture.
Texas also follows federal rules alone on overtime: time and a half once you pass the federal weekly hours limit, with no daily overtime rule of the kind found in California or Nevada. For hourly workers, the federal deduction for qualified overtime premium pay matters more here than in states that add their own tax on top. The no tax on overtime calculator and the overtime pay calculator show both sides of that, and the no tax on tips calculator covers restaurant and service jobs.
Living in Texas and working elsewhere is a different story. A Texan who commutes into New Mexico, Oklahoma, Arkansas or Louisiana has that state’s tax withheld, and there is no Texas tax to claim a credit against. The opposite move costs nothing at the Texas end: residents of those states working in Texas have no Texas withholding, although their home state may still tax the wages.
Because federal tax is the only income tax, a pre-tax dollar into a traditional 401(k) saves federal tax alone. Run your own figures in the calculator below, or switch to the hourly paycheck calculator for shift pay.
How Texas taxes your paycheck
State income tax withholding
Texas has no state income tax on wages, so nothing is withheld for it and there is no state withholding certificate to fill in. Federal income tax, Social Security and Medicare are withheld as everywhere else.
City and county taxes
No Texas city or county taxes wages either, so a Texas pay stub carries only the federal lines.
Living in one state and working in another
With no income tax, Texas has nothing to withhold from people who commute in. If you live in Texas and work in a state that taxes wages, that state withholds and Texas gives nothing back, because there is no Texas tax to credit it against.
Texas take-home pay by salary
Net pay per paycheck at each salary, single with no 401(k), benefits or extra withholding, living and working in Texas. It runs from $1,010.96 every two weeks on $30,000 to $4,376.58 on $150,000. For a 401(k), health premiums or a different filing status, use the calculator above.
| Salary | Weekly | Every two weeks | Twice a month | Monthly | Year |
|---|---|---|---|---|---|
| $30,000 | $505.47 | $1,010.96 | $1,095.20 | $2,190.42 | $26,285 |
| $40,000 | $660.01 | $1,320.00 | $1,430.00 | $2,860.00 | $34,320 |
| $50,000 | $814.52 | $1,629.05 | $1,764.78 | $3,529.59 | $42,355 |
| $60,000 | $969.04 | $1,938.07 | $2,099.58 | $4,199.17 | $50,390 |
| $75,000 | $1,184.48 | $2,368.94 | $2,566.36 | $5,132.70 | $61,592 |
| $90,000 | $1,387.40 | $2,774.81 | $3,006.04 | $6,012.08 | $72,145 |
| $100,000 | $1,522.70 | $3,045.38 | $3,299.17 | $6,598.33 | $79,180 |
| $125,000 | $1,859.68 | $3,719.36 | $4,029.31 | $8,058.63 | $96,703 |
| $150,000 | $2,188.29 | $4,376.58 | $4,741.29 | $9,482.58 | $113,791 |
Hourly pay after tax in Texas
At 40 hours a week, $25.00 an hour comes to $845.42 in a weekly paycheck and $43,962 over the year, which is $21.14 for each hour worked. Overtime, tips and a different schedule change these figures: switch the calculator to its Hourly tab to enter them.
| Hourly wage | Weekly paycheck | Year | Per hour after tax |
|---|---|---|---|
| $15.00 | $524.02 | $27,249 | $13.10 |
| $20.00 | $684.72 | $35,606 | $17.12 |
| $25.00 | $845.42 | $43,962 | $21.14 |
| $30.00 | $1,006.12 | $52,319 | $25.15 |
| $40.00 | $1,295.41 | $67,361 | $32.39 |
| $50.00 | $1,576.81 | $81,994 | $39.42 |
Worked example: the median wage in Texas
The median annual wage in Texas is $48,620: half of all jobs pay more and half pay less, in the Bureau of Labor Statistics wage survey for May 2025 (all occupations; survey date May 31, 2025). Paid every two weeks as a single filer, with no 401(k) or benefits, that salary works out like this.
| Line | Each paycheck | Year |
|---|---|---|
| Gross pay | $1,870.00 | $48,620.00 |
| Federal income tax | $140.55 | $3,654.30 |
| Social Security | $115.94 | $3,014.44 |
| Medicare | $27.12 | $705.12 |
| Texas income tax | $0.00 | $0.00 |
| Take-home pay | $1,586.39 | $41,246.14 |
You keep 84.8% of gross pay. Of the $7,374 withheld, federal income tax is the largest part at $3,654, followed by Social Security at $3,014.
Texas paycheck questions
How much is $48,620 a year after taxes in Texas?
Paid every two weeks as a single filer with no pre-tax deductions, $48,620 a year in Texas leaves $41,246 after tax, or $1,586.39 a paycheck. Federal income tax takes $3,654 and Social Security and Medicare $3,720. $48,620 is the median annual wage for all jobs in Texas in the Bureau of Labor Statistics survey for May 2025.
Does Texas have a state income tax?
No. Texas does not tax wages, and it has no state payroll levy on employees, so a paycheck there loses only federal income tax, Social Security and Medicare.
What is $75,000 a year biweekly in Texas?
$2,368.94 a paycheck, single, with no 401(k) or other deductions. Paid twice a month it is $2,566.36, and monthly $5,132.70. Over the year that is $61,592.
Sources
Rules checked . How we calculate.