Hawaii is phasing in income tax cuts under Act 46, a recent law, and the payroll tables employers use this year reflect the step now in force. The rate schedule is still a long, graduated one, so the state line on a Hawaii paycheck rises steadily with pay rather than leveling off early. The calculator below follows the annualized method in the Department of Taxation’s Booklet A.
Form HW-4 is the state certificate, and it differs from the federal W-4 in ways worth knowing. It still works with allowances, each worth a fixed deduction from annual wages, and every employee also gets an extra lump-sum allowance built into the formula. It offers only single and married rates, so heads of household are withheld as single. It has no exempt status at all, which means anyone earning more than the allowance amounts has some Hawaii tax withheld. With no HW-4 on file, your employer withholds as single with no allowances. Nonresidents working in Hawaii use a separate form, HW-6.
The second state deduction is TDI, temporary disability insurance. Hawaii employers must provide this coverage and choose their own plan, and they may pass part of the premium on to employees, up to a weekly cap tied to the state’s maximum weekly wage base. The calculator shows that statutory maximum; many employers take less, and some take nothing. Employees who do not meet the eligibility rules pay nothing.
No county in Hawaii taxes wages, so there is no local line, and the state has no reciprocal agreements with any other state. A Hawaii resident working remotely for an employer based elsewhere may have the other state’s tax withheld if the work is sourced there, and that tax is counted against Hawaii withholding so the two are not stacked in full. Someone who moves to the islands for a job and works here has only Hawaii tax withheld.
Enter your pay, filing status and HW-4 allowances below to see each paycheck.
How Hawaii taxes your paycheck
State income tax withholding
On the tax return, Hawaii taxes income in brackets, and the rate on the highest bracket is 11%. Employers' withholding tables stop at 7.9% on the highest slice of pay, so a high earner can owe more when filing; the state withholding form lets you ask for extra withholding to cover it. The withholding figures here follow Hawaii's own instructions for employers.
For a single filer paid every two weeks, Hawaii withholds 3.2% of a $30,000 salary and 6.7% of $150,000:
| Salary | Hawaii tax withheld | Share of pay |
|---|---|---|
| $30,000 | $971 | 3.2% |
| $50,000 | $2,370 | 4.7% |
| $75,000 | $4,260 | 5.7% |
| $100,000 | $6,160 | 6.2% |
| $150,000 | $10,022 | 6.7% |
Payroll levies
Besides income tax, one payroll levy comes out of each Hawaii paycheck: $282 a year at the median wage.
- HI TDI (Temporary Disability Insurance, employee share): 0.5% of wages, up to $7.50 a week. On the median wage that is $281.58 a year.
City and county taxes
No Hawaii city or county withholds income tax from wages, so state income tax and HI TDI (Temporary Disability Insurance, employee share) are the only Hawaii lines on your pay stub.
Living in one state and working in another
Hawaii has no reciprocal agreements, so it withholds from everyone who works there, wherever they live. If you live elsewhere, your home state may withhold too, usually less a credit for the Hawaii tax.
Enter both states in the calculator to see the credit at work; the guide to reciprocity agreements lists every pair of states that has one.
Hawaii take-home pay by salary
Net pay per paycheck at each salary, single with no 401(k), benefits or extra withholding, living and working in Hawaii. It runs from $967.84 every two weeks on $30,000 to $3,976.11 on $150,000. For a 401(k), health premiums or a different filing status, use the calculator above.
| Salary | Weekly | Every two weeks | Twice a month | Monthly | Year |
|---|---|---|---|---|---|
| $30,000 | $483.91 | $967.84 | $1,048.48 | $2,096.99 | $25,164 |
| $40,000 | $624.41 | $1,248.80 | $1,352.87 | $2,705.73 | $32,469 |
| $50,000 | $764.14 | $1,528.28 | $1,655.62 | $3,311.28 | $39,735 |
| $60,000 | $903.26 | $1,806.51 | $1,957.06 | $3,914.14 | $46,969 |
| $75,000 | $1,095.34 | $2,190.66 | $2,373.21 | $4,746.42 | $56,957 |
| $90,000 | $1,276.05 | $2,552.10 | $2,764.77 | $5,529.55 | $66,355 |
| $100,000 | $1,396.73 | $2,793.44 | $3,026.24 | $6,052.46 | $72,630 |
| $125,000 | $1,697.17 | $3,394.34 | $3,677.21 | $7,354.43 | $88,253 |
| $150,000 | $1,988.05 | $3,976.11 | $4,307.44 | $8,614.88 | $103,379 |
Hourly pay after tax in Hawaii
At 40 hours a week, $25.00 an hour comes to $792.08 in a weekly paycheck and $41,188 over the year, which is $19.80 for each hour worked. Overtime, tips and a different schedule change these figures: switch the calculator to its Hourly tab to enter them.
| Hourly wage | Weekly paycheck | Year | Per hour after tax |
|---|---|---|---|
| $15.00 | $500.77 | $26,041 | $12.52 |
| $20.00 | $646.78 | $33,633 | $16.17 |
| $25.00 | $792.08 | $41,188 | $19.80 |
| $30.00 | $936.60 | $48,704 | $23.42 |
| $40.00 | $1,193.99 | $62,088 | $29.85 |
| $50.00 | $1,444.99 | $75,140 | $36.12 |
Worked example: the median wage in Hawaii
The median annual wage in Hawaii is $56,320: half of all jobs pay more and half pay less, in the Bureau of Labor Statistics wage survey for May 2025 (all occupations; survey date May 31, 2025). Paid every two weeks as a single filer, with no 401(k) or benefits, that salary works out like this.
| Line | Each paycheck | Year |
|---|---|---|
| Gross pay | $2,166.15 | $56,320.00 |
| Federal income tax | $176.09 | $4,578.35 |
| Social Security | $134.30 | $3,491.81 |
| Medicare | $31.41 | $816.66 |
| Hawaii income tax | $109.26 | $2,840.77 |
| HI TDI (Temporary Disability Insurance, employee share) | $10.83 | $281.58 |
| Take-home pay | $1,704.26 | $44,310.83 |
You keep 78.7% of gross pay. Of the $12,009 withheld, federal income tax is the largest part at $4,578, followed by Social Security at $3,492.
Hawaii paycheck questions
How much is $56,320 a year after taxes in Hawaii?
Paid every two weeks as a single filer with no pre-tax deductions, $56,320 a year in Hawaii leaves $44,311 after tax, or $1,704.26 a paycheck. Federal income tax takes $4,578 and Social Security and Medicare $4,308; Hawaii income tax takes $2,841; state payroll levies take $282. $56,320 is the median annual wage for all jobs in Hawaii in the Bureau of Labor Statistics survey for May 2025.
What is the top income tax rate in Hawaii on a paycheck?
On the tax return, Hawaii taxes income in brackets, and the rate on the highest bracket is 11%. Employers' withholding tables stop at 7.9% on the highest slice of pay, so a high earner can owe more when filing; the state withholding form lets you ask for extra withholding to cover it. At the median wage, Hawaii withholds 5.0% of gross pay.
What does Hawaii deduct from a paycheck besides income tax?
HI TDI (Temporary Disability Insurance, employee share): 0.5% of wages, up to $7.50 a week. At the median wage these come to $282 for the year.
I live in another state and work in Hawaii. Which state withholds?
Hawaii has no reciprocal agreements, so it withholds from everyone who works there. Your home state may withhold too, usually less a credit for the Hawaii tax.
What is $75,000 a year biweekly in Hawaii?
$2,190.66 a paycheck, single, with no 401(k) or other deductions. Paid twice a month it is $2,373.21, and monthly $4,746.42. Over the year that is $56,957.
Sources
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- Social Security Administration, contribution and benefit base
- Hawaii employer withholding instructions
- Hawaii income tax rates on the return
- HI TDI (Temporary Disability Insurance, employee share)
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Rules checked . How we calculate.