Ohio’s state income tax is the smaller part of the story on most pay stubs. The state withholds on a short graduated schedule, set by the number of exemptions you claim on Form IT 4, and its top withholding rate is low by national standards. Ohio also revised its withholding formula partway through the year; the calculator applies the version now in force.
The larger local share comes from municipal income tax. Hundreds of Ohio cities and villages tax wages, and the employer withholds for the city where you work. If you live in a different taxing city, you owe your home city too, less a credit for tax paid to the work city. Each city sets how generous that credit is, so two neighbors commuting to the same office can see different totals. Employers often withhold the leftover home-city amount as a courtesy, which is why it appears as its own line here.
City tax is figured on Medicare wages, not on the narrower state base. That means your own 401(k) contributions, which lower federal and Ohio withholding, do not lower city tax. Section 125 health premiums still come off. The Columbus, Cleveland and Cincinnati paycheck calculators show the work-city and home-city lines in detail, and the picker below also covers Akron, Dayton and Toledo.
A third layer exists in some places: school district income tax. It is owed by residents of a taxing district wherever they work, and you tell your employer which district you live in on the same IT 4. It is not added by this calculator, so check your stub if your district levies one.
Ohio has reciprocal agreements with Indiana, Kentucky, Michigan, Pennsylvania and West Virginia. Residents of those states who work in Ohio file Form IT 4NR and have only home-state tax withheld, though city tax at the work location still applies.
How Ohio taxes your paycheck
State income tax withholding
On the tax return, Ohio taxes income at a single rate of 2.75% on nonbusiness income above an untaxed first band. Employers withhold with a separate table that goes up to 3.4% on the highest slice of pay. That is a withholding rate, not the rate on your return: any excess comes back as a refund when you file. The withholding figures here follow Ohio's own instructions for employers.
For a single filer paid every two weeks, Ohio withholds 1.8% of a $30,000 salary and 2.9% of $150,000:
| Salary | Ohio tax withheld | Share of pay |
|---|---|---|
| $30,000 | $535 | 1.8% |
| $50,000 | $1,133 | 2.3% |
| $75,000 | $1,880 | 2.5% |
| $100,000 | $2,628 | 2.6% |
| $150,000 | $4,328 | 2.9% |
City and county taxes
Our 2026 tables include six local taxes in Ohio. Pick yours in the calculator under the city or county you work in, and the one you live in. If yours is not listed, choose "Other / not listed" and enter the rate from your pay stub.
- Akron
- Cincinnati paycheck calculator
- Cleveland paycheck calculator
- Columbus paycheck calculator
- Dayton
- Toledo
The guide to local income taxes covers who owes them and how credits between cities work.
Living in one state and working in another
Ohio has reciprocal agreements with Indiana, Kentucky, Michigan, Pennsylvania and West Virginia. A resident of one of them who works in Ohio has only home-state tax withheld after giving the employer the exemption form.
For a job in any other state, Ohio withholds as well but subtracts the other state's tax first, so the two are not added in full. Enter both states in the calculator to see it; the guide to reciprocity agreements covers the rest.
Ohio take-home pay by salary
Net pay per paycheck at each salary, single with no 401(k), benefits or extra withholding, living and working in Ohio. It runs from $990.39 every two weeks on $30,000 to $4,210.12 on $150,000. For a 401(k), health premiums or a different filing status, use the calculator above.
| Salary | Weekly | Every two weeks | Twice a month | Monthly | Year |
|---|---|---|---|---|---|
| $30,000 | $495.18 | $990.39 | $1,072.91 | $2,145.84 | $25,750 |
| $40,000 | $643.97 | $1,287.93 | $1,395.25 | $2,790.51 | $33,486 |
| $50,000 | $792.73 | $1,585.48 | $1,717.58 | $3,435.18 | $41,222 |
| $60,000 | $941.50 | $1,883.00 | $2,039.92 | $4,079.84 | $48,958 |
| $75,000 | $1,148.32 | $2,296.62 | $2,488.01 | $4,976.00 | $59,712 |
| $90,000 | $1,342.61 | $2,685.24 | $2,909.00 | $5,818.00 | $69,816 |
| $100,000 | $1,472.16 | $2,944.31 | $3,189.67 | $6,379.34 | $76,552 |
| $125,000 | $1,792.80 | $3,585.59 | $3,884.40 | $7,768.80 | $93,225 |
| $150,000 | $2,105.06 | $4,210.12 | $4,560.96 | $9,121.92 | $109,463 |
Hourly pay after tax in Ohio
At 40 hours a week, $25.00 an hour comes to $822.48 in a weekly paycheck and $42,769 over the year, which is $20.56 for each hour worked. Overtime, tips and a different schedule change these figures: switch the calculator to its Hourly tab to enter them.
| Hourly wage | Weekly paycheck | Year | Per hour after tax |
|---|---|---|---|
| $15.00 | $513.04 | $26,679 | $12.83 |
| $20.00 | $667.76 | $34,724 | $16.69 |
| $25.00 | $822.48 | $42,769 | $20.56 |
| $30.00 | $977.20 | $50,815 | $24.43 |
| $40.00 | $1,254.53 | $65,236 | $31.36 |
| $50.00 | $1,523.66 | $79,230 | $38.09 |
Worked example: the median wage in Ohio
The median annual wage in Ohio is $49,380: half of all jobs pay more and half pay less, in the Bureau of Labor Statistics wage survey for May 2025 (all occupations; survey date May 31, 2025). Paid every two weeks as a single filer, with no 401(k) or benefits, that salary works out like this.
| Line | Each paycheck | Year |
|---|---|---|
| Gross pay | $1,899.23 | $49,380.00 |
| Federal income tax | $144.06 | $3,745.56 |
| Social Security | $117.75 | $3,061.50 |
| Medicare | $27.54 | $716.04 |
| Ohio income tax | $42.86 | $1,114.36 |
| Take-home pay | $1,567.02 | $40,742.54 |
You keep 82.5% of gross pay. Of the $8,637 withheld, federal income tax is the largest part at $3,746, followed by Social Security at $3,062.
Ohio paycheck questions
How much is $49,380 a year after taxes in Ohio?
Paid every two weeks as a single filer with no pre-tax deductions, $49,380 a year in Ohio leaves $40,743 after tax, or $1,567.02 a paycheck. Federal income tax takes $3,746 and Social Security and Medicare $3,778; Ohio income tax takes $1,114. $49,380 is the median annual wage for all jobs in Ohio in the Bureau of Labor Statistics survey for May 2025.
Is Ohio income tax a flat rate?
Yes. On the tax return, Ohio taxes income at a single rate of 2.75% on nonbusiness income above an untaxed first band. Employers withhold with a separate table that goes up to 3.4% on the highest slice of pay. That is a withholding rate, not the rate on your return: any excess comes back as a refund when you file. At the median wage, Ohio withholds 2.3% of gross pay.
Do cities or counties in Ohio tax wages?
Yes. Our 2026 tables include Akron, Cincinnati, Cleveland, Columbus, Dayton and Toledo. Anywhere else, choose "Other / not listed" and enter the rate from your pay stub. Pages with worked figures: Cincinnati, Cleveland and Columbus.
I live in another state and work in Ohio. Which state withholds?
Ohio has reciprocal agreements with Indiana, Kentucky, Michigan, Pennsylvania and West Virginia. A resident of one of them who works in Ohio has only home-state tax withheld after giving the employer the exemption form.
What is $75,000 a year biweekly in Ohio?
$2,296.62 a paycheck, single, with no 401(k) or other deductions. Paid twice a month it is $2,488.01, and monthly $4,976.00. Over the year that is $59,712.
Sources
Rules checked . How we calculate.