Form 89-350, Mississippi’s withholding certificate, asks for an unusual figure: the exemption you claim in dollars, not as a count of allowances. A single filer, a married couple and a head of family each start from a set amount, and a fixed sum is added for every dependent and for each box ticked for age or blindness. Married couples who both work can divide the married amount between their two jobs in steps instead of each claiming it in full. Line 7 adds extra withholding per paycheck, and line 8 is reserved for qualifying military spouses.
Your employer takes that exemption and a standard deduction off your annualized pay. The first block of what remains is taxed at nothing, and everything above it at a single rate, so the state’s schedule is graduated in name but works like a flat tax with a zero band. Withholding is rounded to the nearest whole dollar each paycheck. If you never turn in Form 89-350, your employer withholds as single with no exemption at all, which takes noticeably more than the form usually would. The calculator starts from that same no-exemption default; enter your exemption amount in the Mississippi settings to see the difference.
Mississippi has no city or county income taxes and no payroll levies, so the state line is the only one added to federal tax, Social Security and Medicare. It also has no reciprocal agreements. Residents of Alabama, Louisiana or Arkansas who work in Mississippi have Mississippi tax withheld and look to their home state for a credit.
The commute from DeSoto County into Memphis runs the other way, and Tennessee has no tax on wages, so nothing is withheld for Tennessee. Those workers remain Mississippi residents, taxed by Mississippi on their full pay. Set your home and work states in the calculator to see the result.
How Mississippi taxes your paycheck
State income tax withholding
On the tax return, Mississippi taxes income at a single rate of 4% on income above an untaxed first band. Employers withhold at the same rate, after the allowances or exemptions claimed on the state withholding form. The withholding figures here follow Mississippi's own instructions for employers.
For a single filer paid every two weeks, Mississippi withholds 2.3% of a $30,000 salary and 3.7% of $150,000:
| Salary | Mississippi tax withheld | Share of pay |
|---|---|---|
| $30,000 | $702 | 2.3% |
| $50,000 | $1,508 | 3.0% |
| $75,000 | $2,496 | 3.3% |
| $100,000 | $3,510 | 3.5% |
| $150,000 | $5,512 | 3.7% |
City and county taxes
No Mississippi city or county withholds income tax from wages, so state income tax is the only Mississippi line on your pay stub.
Living in one state and working in another
Mississippi has no reciprocal agreements, so it withholds from everyone who works there, wherever they live. If you live elsewhere, your home state may withhold too, usually less a credit for the Mississippi tax.
If you live in Mississippi and the job is across a state line, both states withhold, but Mississippi takes the other state's tax off its own amount. The calculator does this when you enter both states, and the guide to reciprocity agreements explains where neighboring states skip withholding altogether.
Mississippi take-home pay by salary
Net pay per paycheck at each salary, single with no 401(k), benefits or extra withholding, living and working in Mississippi. It runs from $983.96 every two weeks on $30,000 to $4,164.58 on $150,000. For a 401(k), health premiums or a different filing status, use the calculator above.
| Salary | Weekly | Every two weeks | Twice a month | Monthly | Year |
|---|---|---|---|---|---|
| $30,000 | $491.47 | $983.96 | $1,065.20 | $2,131.42 | $25,583 |
| $40,000 | $639.01 | $1,277.00 | $1,384.00 | $2,768.00 | $33,202 |
| $50,000 | $785.52 | $1,571.05 | $1,701.78 | $3,403.59 | $40,847 |
| $60,000 | $932.04 | $1,865.07 | $2,019.58 | $4,040.17 | $48,492 |
| $75,000 | $1,136.48 | $2,272.94 | $2,461.36 | $4,923.70 | $59,096 |
| $90,000 | $1,327.40 | $2,654.81 | $2,876.04 | $5,753.08 | $69,025 |
| $100,000 | $1,455.70 | $2,910.38 | $3,153.17 | $6,306.33 | $75,670 |
| $125,000 | $1,772.68 | $3,546.36 | $3,841.31 | $7,682.63 | $92,205 |
| $150,000 | $2,082.29 | $4,164.58 | $4,511.29 | $9,023.58 | $108,279 |
Hourly pay after tax in Mississippi
At 40 hours a week, $25.00 an hour comes to $814.42 in a weekly paycheck and $42,376 over the year, which is $20.37 for each hour worked. Overtime, tips and a different schedule change these figures: switch the calculator to its Hourly tab to enter them.
| Hourly wage | Weekly paycheck | Year | Per hour after tax |
|---|---|---|---|
| $15.00 | $509.02 | $26,495 | $12.74 |
| $20.00 | $661.72 | $34,436 | $16.56 |
| $25.00 | $814.42 | $42,376 | $20.37 |
| $30.00 | $967.12 | $50,317 | $24.19 |
| $40.00 | $1,240.41 | $64,527 | $31.02 |
| $50.00 | $1,505.81 | $78,328 | $37.66 |
Worked example: the median wage in Mississippi
The median annual wage in Mississippi is $40,120: half of all jobs pay more and half pay less, in the Bureau of Labor Statistics wage survey for May 2025 (all occupations; survey date May 31, 2025). Paid every two weeks as a single filer, with no 401(k) or benefits, that salary works out like this.
| Line | Each paycheck | Year |
|---|---|---|
| Gross pay | $1,543.08 | $40,120.00 |
| Federal income tax | $101.32 | $2,634.31 |
| Social Security | $95.67 | $2,487.42 |
| Medicare | $22.37 | $581.62 |
| Mississippi income tax | $43.00 | $1,118.00 |
| Take-home pay | $1,280.72 | $33,298.65 |
You keep 83.0% of gross pay. Of the $6,821 withheld, federal income tax is the largest part at $2,634, followed by Social Security at $2,487.
Mississippi paycheck questions
How much is $40,120 a year after taxes in Mississippi?
Paid every two weeks as a single filer with no pre-tax deductions, $40,120 a year in Mississippi leaves $33,299 after tax, or $1,280.72 a paycheck. Federal income tax takes $2,634 and Social Security and Medicare $3,069; Mississippi income tax takes $1,118. $40,120 is the median annual wage for all jobs in Mississippi in the Bureau of Labor Statistics survey for May 2025.
Is Mississippi income tax a flat rate?
Yes. On the tax return, Mississippi taxes income at a single rate of 4% on income above an untaxed first band. Employers withhold at the same rate, after the allowances or exemptions claimed on the state withholding form. At the median wage, Mississippi withholds 2.8% of gross pay.
I live in another state and work in Mississippi. Which state withholds?
Mississippi has no reciprocal agreements, so it withholds from everyone who works there. Your home state may withhold too, usually less a credit for the Mississippi tax.
What is $75,000 a year biweekly in Mississippi?
$2,272.94 a paycheck, single, with no 401(k) or other deductions. Paid twice a month it is $2,461.36, and monthly $4,923.70. Over the year that is $59,096.
Sources
Rules checked . How we calculate.