Take-home pay by state, 2026
On a $75,000 salary, take-home pay ranges from $55,731 in Oregon to $61,592 in Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas and Wyoming, a gap of $5,861 a year for the same job. Here is every state and DC at three salaries, computed from each state's own withholding rules.
What the map shows
Federal income tax, Social Security and Medicare are the same in every state for a given salary: on $75,000, single, they take $7,670, $4,650 and $1,088. Everything that differs between the tiles is state income tax and state payroll levies. In Oregon, those take $5,861 on $75,000, the most of any state; in the states with no wage tax they take nothing, or a small levy in Washington and Alaska.
The middle of the ranking is Nebraska, at $58,687. The gap between the top and the bottom widens with income: $3,845 a year on $50,000, $5,861 on $75,000 and $8,129 on $100,000, because most state income taxes are graduated.
- $55,731 to $57,749
- $57,752 to $58,405
- $58,466 to $58,992
- $59,044 to $60,092
- $60,552 to $61,592
Take-home pay in every state
| Rank | State | On $50,000 | On $75,000 | On $100,000 | State tax and levies on $75,000 | Share kept on $75,000 |
|---|---|---|---|---|---|---|
| 1 | Florida | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 2 | Nevada | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 3 | New Hampshire | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 4 | South Dakota | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 5 | Tennessee | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 6 | Texas | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 7 | Wyoming | $42,355 | $61,592 | $79,180 | $0 | 82.1% |
| 8 | Alaska | $42,105 | $61,321 | $78,909 | $271 | 81.8% |
| 9 | North Dakota | $42,355 | $61,254 | $78,348 | $338 | 81.7% |
| 10 | Washington | $41,662 | $60,552 | $77,793 | $1,040 | 80.7% |
| 11 | Arizona | $41,355 | $60,092 | $77,180 | $1,500 | 80.1% |
| 12 | Ohio | $41,222 | $59,712 | $76,552 | $1,880 | 79.6% |
| 13 | Louisiana | $41,208 | $59,673 | $76,488 | $1,920 | 79.6% |
| 14 | Indiana | $40,880 | $59,380 | $76,230 | $2,213 | 79.2% |
| 15 | Arkansas | $40,963 | $59,275 | $75,661 | $2,317 | 79.0% |
| 16 | Pennsylvania | $40,785 | $59,237 | $76,040 | $2,355 | 79.0% |
| 17 | Iowa | $40,949 | $59,236 | $75,874 | $2,356 | 79.0% |
| 18 | Mississippi | $40,847 | $59,096 | $75,670 | $2,496 | 78.8% |
| 19 | Kentucky | $40,723 | $59,085 | $75,798 | $2,507 | 78.8% |
| 20 | North Carolina | $40,821 | $59,044 | $75,618 | $2,548 | 78.7% |
| 21 | Missouri | $40,951 | $58,992 | $75,410 | $2,600 | 78.7% |
| 22 | New Mexico | $40,783 | $58,845 | $75,207 | $2,748 | 78.5% |
| 23 | West Virginia | $40,665 | $58,758 | $75,202 | $2,834 | 78.3% |
| 24 | Montana | $40,769 | $58,706 | $74,890 | $2,886 | 78.3% |
| 25 | Oklahoma | $40,613 | $58,706 | $75,176 | $2,886 | 78.3% |
| 26 | Nebraska | $40,570 | $58,687 | $75,125 | $2,906 | 78.2% |
| 27 | Georgia | $40,609 | $58,598 | $74,939 | $2,994 | 78.1% |
| 28 | Idaho | $40,561 | $58,472 | $74,734 | $3,120 | 78.0% |
| 29 | Vermont | $40,757 | $58,468 | $74,379 | $3,124 | 78.0% |
| 30 | Alabama | $40,286 | $58,466 | $75,078 | $3,127 | 78.0% |
| 31 | Michigan | $40,230 | $58,405 | $74,930 | $3,188 | 77.9% |
| 32 | Maryland | $40,294 | $58,343 | $74,744 | $3,249 | 77.8% |
| 33 | Utah | $40,119 | $58,264 | $74,734 | $3,328 | 77.7% |
| 34 | Colorado | $40,177 | $58,204 | $74,582 | $3,388 | 77.6% |
| 35 | New Jersey | $40,538 | $58,145 | $73,882 | $3,447 | 77.5% |
| 36 | Virginia | $40,241 | $58,040 | $74,191 | $3,552 | 77.4% |
| 37 | Rhode Island | $39,930 | $57,955 | $74,151 | $3,637 | 77.3% |
| 38 | Wisconsin | $40,163 | $57,925 | $74,187 | $3,668 | 77.2% |
| 39 | Illinois | $39,880 | $57,880 | $74,230 | $3,713 | 77.2% |
| 40 | New York | $39,973 | $57,752 | $73,842 | $3,840 | 77.0% |
| 41 | South Carolina | $40,011 | $57,749 | $73,836 | $3,844 | 77.0% |
| 42 | Connecticut | $40,305 | $57,743 | $73,705 | $3,850 | 77.0% |
| 43 | Kansas | $39,854 | $57,695 | $73,888 | $3,897 | 76.9% |
| 44 | Massachusetts | $39,725 | $57,597 | $73,820 | $3,995 | 76.8% |
| 45 | Delaware | $39,947 | $57,573 | $73,411 | $4,019 | 76.8% |
| 46 | California | $40,392 | $57,396 | $72,150 | $4,196 | 76.5% |
| 47 | Maine | $39,869 | $57,291 | $72,960 | $4,301 | 76.4% |
| 48 | Minnesota | $39,538 | $56,965 | $72,743 | $4,627 | 76.0% |
| 49 | Hawaii | $39,735 | $56,957 | $72,630 | $4,635 | 75.9% |
| 50 | District of Columbia | $39,505 | $56,817 | $72,280 | $4,775 | 75.8% |
| 51 | Oregon | $38,510 | $55,731 | $71,051 | $5,861 | 74.3% |
Download CSV with every line (federal, Social Security, Medicare, state, levies, take-home) for each state and salary.
Methodology
Every figure comes from the same paycheck engine as our calculators, run at build time on the 2026 rules. The federal side follows IRS Publication 15-T's percentage method for a Form W-4 with only the filing status filled in, with Social Security at 6.2% up to the $184,500 wage base and Medicare at 1.45%. Each state's withholding follows that state's own employer guide and withholding certificate defaults. State payroll levies, such as California's SDI, New Jersey's and New York's disability and family leave contributions, Washington's paid leave and WA Cares, and Alaska's unemployment insurance, are included at their employee rates and wage caps.
The worker is single, under 50, paid every two weeks for a full year, with no 401(k), health premiums, other pre-tax deductions, tips, bonus or extra withholding, and lives and works in the same state. Take-home pay is the sum of the year's 26 paychecks. Local income taxes are left out, because they depend on the city, county or school district rather than the state; New York City, Philadelphia, Ohio cities, Pennsylvania school districts and others lower take-home pay further, and our local income taxes guide lists them.
These are withholding figures, which is what reaches a paycheck. The tax due on a return can differ a little, especially in states whose withholding tables do not match their return brackets exactly. Each state's rules carry their primary source and the date we last checked them; see the methodology page and the sources list. The map's five shades split the 51 jurisdictions into groups of about equal size by take-home pay on $75,000.
Using this data
You are welcome to quote these figures or chart the CSV; please link to this page so readers can see the method and the date. For a salary not shown here, or a different filing status, 401(k) or pay schedule, use the paycheck calculator, which runs the same engine in your browser. To compare two job offers in different states with living costs taken into account, use the job offer comparison. Our guide to states with no income tax looks at the sales and property taxes those states charge instead.