Every Maryland paycheck carries two income tax lines, and the second is set by where you live rather than where you work. Maryland residents pay a local income tax to their county, or to Baltimore City, which counts as a county for this purpose. A resident of Towson who works downtown pays the Baltimore County rate, not the Baltimore City one. People who live outside Maryland, in a state without a reciprocal agreement, pay a special nonresident rate in place of a county rate.
The local tax rides on the same taxable pay as the state tax. Your employer subtracts a standard deduction and the exemptions claimed on Form MW507, then applies the state’s graduated schedule and the county rate to what is left, so the local line grows in step with the state line. Most counties use one rate for everyone. Anne Arundel County has brackets of its own, so its rate steps up as pay rises. The calculator lists all twenty-four local taxes; pick yours under where you live.
Form MW507 has defaults worth knowing. With no form on file, an employer withholds as if you claimed one exemption. Higher earners are expected to claim fewer exemptions using the worksheet on the form, and joint filers and heads of household get wider brackets than single filers. Very small annual earnings have nothing withheld at all.
Maryland’s commuter traffic runs in every direction, and the reciprocal agreements reflect it. Residents of the District of Columbia, Virginia, West Virginia and Pennsylvania who work in Maryland can have Maryland state tax left off, as long as they do not keep a Maryland home for more than half the year. Pennsylvania residents are the exception on the local side: they still owe withholding at the rate of the county where they work. Going the other way, Montgomery County residents who work in DC pay Maryland and county tax only, because DC does not tax people who live outside it.
How Maryland taxes your paycheck
State income tax withholding
On the tax return, Maryland taxes income in brackets, and the rate on the highest bracket is 6.5%. Employers' withholding tables use the same rates, so the highest slice of pay is withheld at 6.5% too. The withholding figures here follow Maryland's own instructions for employers.
For a single filer paid every two weeks, Maryland withholds 3.7% of a $30,000 salary and 4.6% of $150,000:
| Salary | Maryland tax withheld | Share of pay |
|---|---|---|
| $30,000 | $1,112 | 3.7% |
| $50,000 | $2,062 | 4.1% |
| $75,000 | $3,249 | 4.3% |
| $100,000 | $4,436 | 4.4% |
| $150,000 | $6,966 | 4.6% |
City and county taxes
Maryland has 24 local income taxes in our 2026 tables. Pick yours in the calculator under the city or county you work in, and the one you live in. If yours is not listed, choose "Other / not listed" and enter the rate from your pay stub.
- Allegany County
- Anne Arundel County
- Baltimore City paycheck calculator
- Baltimore County
- Calvert County
- Caroline County
- Carroll County
- Cecil County
- Charles County
- Dorchester County
- Frederick County
- Garrett County
- Harford County
- Howard County
- Kent County
- Montgomery County paycheck calculator
- Prince George's County
- Queen Anne's County
- Somerset County
- St. Mary's County
- Talbot County
- Washington County
- Wicomico County
- Worcester County
The guide to local income taxes covers who owes them and how credits between cities work.
Living in one state and working in another
Maryland has reciprocal agreements with the District of Columbia, Pennsylvania, Virginia and West Virginia. A resident of one of them who works in Maryland can have only home-state tax withheld if the conditions below are met.
Maryland doesn't withhold state tax from residents of DC, Virginia, West Virginia or Pennsylvania who don't keep a home in Maryland for 183 days or more. You claim this on Form MW507. Pennsylvania residents still owe the local tax of the Maryland county they work in. If you keep a home in Maryland that long, an exception applies and Maryland tax is withheld too.
For a job in any other state, Maryland withholds as well but subtracts the other state's tax first, so the two are not added in full. Enter both states in the calculator to see it; the guide to reciprocity agreements covers the rest.
Maryland take-home pay by salary
Net pay per paycheck at each salary, single with no 401(k), benefits or extra withholding, living and working in Maryland. It runs from $968.21 every two weeks on $30,000 to $4,108.66 on $150,000. For a 401(k), health premiums or a different filing status, use the calculator above.
| Salary | Weekly | Every two weeks | Twice a month | Monthly | Year |
|---|---|---|---|---|---|
| $30,000 | $484.10 | $968.21 | $1,048.89 | $2,097.79 | $25,173 |
| $40,000 | $629.50 | $1,258.98 | $1,363.90 | $2,727.79 | $32,734 |
| $50,000 | $774.88 | $1,549.76 | $1,678.88 | $3,357.80 | $40,294 |
| $60,000 | $920.26 | $1,840.51 | $1,993.89 | $3,987.79 | $47,853 |
| $75,000 | $1,122.00 | $2,243.98 | $2,430.98 | $4,861.95 | $58,343 |
| $90,000 | $1,311.22 | $2,622.44 | $2,840.98 | $5,681.95 | $68,183 |
| $100,000 | $1,437.38 | $2,874.75 | $3,114.32 | $6,228.62 | $74,744 |
| $125,000 | $1,750.64 | $3,501.28 | $3,793.06 | $7,586.13 | $91,033 |
| $150,000 | $2,054.33 | $4,108.66 | $4,451.04 | $8,902.08 | $106,825 |
Hourly pay after tax in Maryland
At 40 hours a week, $25.00 an hour comes to $803.95 in a weekly paycheck and $41,806 over the year, which is $20.10 for each hour worked. Overtime, tips and a different schedule change these figures: switch the calculator to its Hourly tab to enter them.
| Hourly wage | Weekly paycheck | Year | Per hour after tax |
|---|---|---|---|
| $15.00 | $501.55 | $26,081 | $12.54 |
| $20.00 | $652.75 | $33,943 | $16.32 |
| $25.00 | $803.95 | $41,806 | $20.10 |
| $30.00 | $955.15 | $49,668 | $23.88 |
| $40.00 | $1,225.44 | $63,723 | $30.64 |
| $50.00 | $1,487.84 | $77,368 | $37.20 |
Worked example: the median wage in Maryland
The median annual wage in Maryland is $59,510: half of all jobs pay more and half pay less, in the Bureau of Labor Statistics wage survey for May 2025 (all occupations; survey date May 31, 2025). Paid every two weeks as a single filer, with no 401(k) or benefits, that salary works out like this.
| Line | Each paycheck | Year |
|---|---|---|
| Gross pay | $2,288.85 | $59,510.00 |
| Federal income tax | $190.82 | $4,961.30 |
| Social Security | $141.91 | $3,689.65 |
| Medicare | $33.19 | $862.94 |
| Maryland income tax | $96.66 | $2,513.16 |
| Take-home pay | $1,826.27 | $47,482.95 |
You keep 79.8% of gross pay. Of the $12,027 withheld, federal income tax is the largest part at $4,961, followed by Social Security at $3,690.
Maryland paycheck questions
How much is $59,510 a year after taxes in Maryland?
Paid every two weeks as a single filer with no pre-tax deductions, $59,510 a year in Maryland leaves $47,483 after tax, or $1,826.27 a paycheck. Federal income tax takes $4,961 and Social Security and Medicare $4,553; Maryland income tax takes $2,513. $59,510 is the median annual wage for all jobs in Maryland in the Bureau of Labor Statistics survey for May 2025.
What is the top income tax rate in Maryland on a paycheck?
On the tax return, Maryland taxes income in brackets, and the rate on the highest bracket is 6.5%. Employers' withholding tables use the same rates, so the highest slice of pay is withheld at 6.5% too. At the median wage, Maryland withholds 4.2% of gross pay.
Do cities or counties in Maryland tax wages?
Yes. Maryland has 24 local taxes in our 2026 tables, and the calculator lists every one. Pages with worked figures: Baltimore City and Montgomery County.
I live in another state and work in Maryland. Which state withholds?
Maryland has reciprocal agreements with the District of Columbia, Pennsylvania, Virginia and West Virginia. A resident of one of them who works in Maryland can have only home-state tax withheld if the conditions below are met. Maryland doesn't withhold state tax from residents of DC, Virginia, West Virginia or Pennsylvania who don't keep a home in Maryland for 183 days or more. You claim this on Form MW507. Pennsylvania residents still owe the local tax of the Maryland county they work in. If you keep a home in Maryland that long, an exception applies and Maryland tax is withheld too.
What is $75,000 a year biweekly in Maryland?
$2,243.98 a paycheck, single, with no 401(k) or other deductions. Paid twice a month it is $2,430.98, and monthly $4,861.95. Over the year that is $58,343.
Sources
Rules checked . How we calculate.