Rhode Island ignores filing status when it withholds. Single, married and head of household workers all run through the same rate table, and the only things that move the state line are your wages and the allowances you claim on the RI W-4. That makes the state form unusually important: Rhode Island does not accept the federal W-4 for its own withholding, so an employer with no RI W-4 on file withholds with zero allowances.
The RI W-4 caps the number of allowances, and each one takes a fixed amount off annual wages before the rates apply. Very high earners lose them altogether: once annual wages pass a set level, allowances are worth nothing, so a large salary is withheld on its full amount. The rate table has three steps, rising gradually, so the state line climbs at a fairly even pace across most of the middle income range.
The bigger surprise for people moving in from elsewhere is Temporary Disability Insurance. Rhode Island was one of the first states to run its own disability program, and today the same contribution also funds Temporary Caregiver Insurance, paid leave to care for a seriously ill family member or bond with a new child. The employee pays it, as a share of wages up to a yearly wage base, so it shows up on every stub until that base is reached. Someone working for two Rhode Island employers in the same year can end up paying past the limit and claim the excess back with Form TX-16.
Cities and towns in Rhode Island do not levy an income tax, and the state has no reciprocal agreements. Commuters from Massachusetts or Connecticut working in Providence have Rhode Island tax withheld and claim credit at home, while Rhode Island residents working across either border are withheld on by that state first. A worker who wants exempt status on the RI W-4 has to renew it every year. The calculator below applies the RI W-4 rules directly.
How Rhode Island taxes your paycheck
State income tax withholding
On the tax return, Rhode Island taxes income in brackets, and the rate on the highest bracket is 5.99%. Employers' withholding tables use the same rates, so the highest slice of pay is withheld at 5.99% too. The withholding figures here follow Rhode Island's own instructions for employers.
For a single filer paid every two weeks, Rhode Island withholds 3.8% of a $30,000 salary and 4.2% of $150,000:
| Salary | Rhode Island tax withheld | Share of pay |
|---|---|---|
| $30,000 | $1,125 | 3.8% |
| $50,000 | $1,875 | 3.8% |
| $75,000 | $2,812 | 3.7% |
| $100,000 | $3,929 | 3.9% |
| $150,000 | $6,304 | 4.2% |
Payroll levies
Besides income tax, one payroll levy comes out of each Rhode Island paycheck: $625 a year at the median wage.
- RI TDI (Temporary Disability / Caregiver Insurance): 1.1% of wages up to $100,000 a year. On the median wage that is $624.52 a year.
City and county taxes
No Rhode Island city or county withholds income tax from wages, so state income tax and RI TDI (Temporary Disability / Caregiver Insurance) are the only Rhode Island lines on your pay stub.
Living in one state and working in another
Rhode Island has no reciprocal agreements, so it withholds from everyone who works there, wherever they live. If you live elsewhere, your home state may withhold too, usually less a credit for the Rhode Island tax.
Enter both states in the calculator to see the credit at work; the guide to reciprocity agreements lists every pair of states that has one.
Rhode Island take-home pay by salary
Net pay per paycheck at each salary, single with no 401(k), benefits or extra withholding, living and working in Rhode Island. It runs from $955.00 every two weeks on $30,000 to $4,070.64 on $150,000. For a 401(k), health premiums or a different filing status, use the calculator above.
| Salary | Weekly | Every two weeks | Twice a month | Monthly | Year |
|---|---|---|---|---|---|
| $30,000 | $477.49 | $955.00 | $1,034.57 | $2,069.17 | $24,830 |
| $40,000 | $622.70 | $1,245.39 | $1,349.17 | $2,698.33 | $32,380 |
| $50,000 | $767.88 | $1,535.78 | $1,663.74 | $3,327.51 | $39,930 |
| $60,000 | $913.08 | $1,826.15 | $1,978.33 | $3,956.67 | $47,480 |
| $75,000 | $1,114.52 | $2,229.04 | $2,414.79 | $4,829.57 | $57,955 |
| $90,000 | $1,301.93 | $2,603.86 | $2,820.85 | $5,641.70 | $67,700 |
| $100,000 | $1,425.98 | $2,851.94 | $3,089.61 | $6,179.20 | $74,151 |
| $125,000 | $1,734.84 | $3,469.67 | $3,758.81 | $7,517.63 | $90,486 |
| $150,000 | $2,035.32 | $4,070.64 | $4,409.85 | $8,819.70 | $106,387 |
Hourly pay after tax in Rhode Island
At 40 hours a week, $25.00 an hour comes to $796.92 in a weekly paycheck and $41,440 over the year, which is $19.92 for each hour worked. Overtime, tips and a different schedule change these figures: switch the calculator to its Hourly tab to enter them.
| Hourly wage | Weekly paycheck | Year | Per hour after tax |
|---|---|---|---|
| $15.00 | $494.92 | $25,736 | $12.37 |
| $20.00 | $645.92 | $33,588 | $16.15 |
| $25.00 | $796.92 | $41,440 | $19.92 |
| $30.00 | $947.92 | $49,292 | $23.70 |
| $40.00 | $1,217.59 | $63,315 | $30.44 |
| $50.00 | $1,475.59 | $76,775 | $36.91 |
Worked example: the median wage in Rhode Island
The median annual wage in Rhode Island is $56,780: half of all jobs pay more and half pay less, in the Bureau of Labor Statistics wage survey for May 2025 (all occupations; survey date May 31, 2025). Paid every two weeks as a single filer, with no 401(k) or benefits, that salary works out like this.
| Line | Each paycheck | Year |
|---|---|---|
| Gross pay | $2,183.85 | $56,780.00 |
| Federal income tax | $178.22 | $4,633.70 |
| Social Security | $135.40 | $3,520.39 |
| Medicare | $31.67 | $823.41 |
| Rhode Island income tax | $81.89 | $2,129.14 |
| RI TDI (Temporary Disability / Caregiver Insurance) | $24.02 | $624.52 |
| Take-home pay | $1,732.65 | $45,048.84 |
You keep 79.3% of gross pay. Of the $11,731 withheld, federal income tax is the largest part at $4,634, followed by Social Security at $3,520.
Rhode Island paycheck questions
How much is $56,780 a year after taxes in Rhode Island?
Paid every two weeks as a single filer with no pre-tax deductions, $56,780 a year in Rhode Island leaves $45,049 after tax, or $1,732.65 a paycheck. Federal income tax takes $4,634 and Social Security and Medicare $4,344; Rhode Island income tax takes $2,129; state payroll levies take $625. $56,780 is the median annual wage for all jobs in Rhode Island in the Bureau of Labor Statistics survey for May 2025.
What is the top income tax rate in Rhode Island on a paycheck?
On the tax return, Rhode Island taxes income in brackets, and the rate on the highest bracket is 5.99%. Employers' withholding tables use the same rates, so the highest slice of pay is withheld at 5.99% too. At the median wage, Rhode Island withholds 3.7% of gross pay.
What does Rhode Island deduct from a paycheck besides income tax?
RI TDI (Temporary Disability / Caregiver Insurance): 1.1% of wages up to $100,000 a year. At the median wage these come to $625 for the year.
I live in another state and work in Rhode Island. Which state withholds?
Rhode Island has no reciprocal agreements, so it withholds from everyone who works there. Your home state may withhold too, usually less a credit for the Rhode Island tax.
What is $75,000 a year biweekly in Rhode Island?
$2,229.04 a paycheck, single, with no 401(k) or other deductions. Paid twice a month it is $2,414.79, and monthly $4,829.57. Over the year that is $57,955.
Sources
- IRS Publication 15-T, Federal Income Tax Withholding Methods
- Social Security Administration, contribution and benefit base
- Rhode Island employer withholding instructions
- Rhode Island income tax rates on the return
- RI TDI (Temporary Disability / Caregiver Insurance)
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Rules checked . How we calculate.