All calculators
Every calculator runs in your browser, shows the math behind its result, and passes your figures along to the next tool in the chain.
Pay & tax
Start here. Every pay tool uses the same withholding engine, and the results carry over into the home and money tools.
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Paycheck calculator
Take-home pay per paycheck with federal, state and local tax, FICA and state levies, for a salary or an hourly wage.
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Hourly paycheck
Weekly or biweekly pay from an hourly rate, with overtime, double time and tips.
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Take-home pay
A year of take-home pay from a salary, as a monthly and yearly figure.
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Salary to hourly
Converts between hourly, weekly, monthly and yearly pay, before and after tax.
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Salary needed
Works backward from the take-home pay you want to the salary that delivers it.
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Tax refund estimator
Projects next spring's refund or balance due from this year's withholding.
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No tax on overtime
The new federal deduction on the overtime premium, after the cap and the phase-out.
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No tax on tips
The new federal deduction on qualified tips, after the cap and the phase-out.
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Bonus tax
What a bonus leaves after withholding, under the flat-rate and aggregate methods.
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Overtime pay
Overtime pay for a week, including state daily overtime and double time.
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Raise
How much of a raise reaches each paycheck after every tax.
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401(k) paycheck impact
What a 401(k) contribution costs per paycheck once the tax saving is counted.
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Self-employment tax
Self-employment tax, income tax and quarterly payments on freelance profit.
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W-4 helper
The Form W-4 entries that bring your refund close to zero.
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Job offer comparison
Two job offers side by side after tax and local living costs.
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Tax brackets
Your income split across the federal brackets, with marginal and effective rates.
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Pay period converter
A salary per paycheck for weekly, biweekly, semimonthly and monthly schedules.
Home
Mortgage tools that take property tax by county and the current weekly average rate into account, and start from your take-home pay.
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Mortgage calculator
The full monthly payment with property tax by county, insurance, PMI and HOA dues.
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Home affordability
Cautious, target and stretch home prices from your income and debts.
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Amortization schedule
Every payment of a loan split into principal and interest, with a downloadable schedule.
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Extra mortgage payments
Interest saved and years cut by paying extra principal.
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Refinance break-even
The new payment, the true break-even month and the total cost of refinancing.
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Rent vs buy
Renting against buying, year by year, over the time you expect to stay.
Money
Budgeting, debt and savings tools that pick up your monthly take-home pay from the paycheck calculator.
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Budget (50/30/20)
A monthly budget from take-home pay, using the needs, wants and savings split.
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Debt payoff
Snowball against avalanche: payoff dates and interest for each debt.
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Compound interest
What savings grow to with regular contributions and compounding.
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Auto loan
Car payment, total interest and state sales tax, with trade-in rules.
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401(k) and IRA growth
401(k) and IRA growth with an employer match and the yearly limits.